Search Box
Mailing List
Shop with confidence.
Finance @ Real Cycles
To help spread the cost of purchase we offer
various finance packages, over anything from twelve to thirty six
months, depending on how much you spend and how you want to pay.
Interest Free
The best finance out there! A no-brainer really as all you pay is the
ticket price, nothing more. Terms range from 12-26 months depending on
how much you spend, and you can reduce the monthly payments by paying a
bigger deposit, 10% is the minimum.
- Spend over £1600 for 36 months interest free terms
- Spend over £800 for 24 months interest free terms
- Spend over £400 for 12 months interest free terms
Interest free is available on almost everything we sell, excluding
items on special offer (priced in red) and certain brands and models.
Interest Bearing
If you wish to purchase a bike on special offer, fear not, finance is still available.
All special offer bikes are available on interest bearing finance over 24 months at an APR of 19.5%. Shorter and longer terms are available by special arrangement, contact the store for details.
Paperless Online Applications
To make the application process as fast and as simple as possible
we operate a fully integrated online application process in partner with
Pay4Later, the UK's leading online finance gateway. Everything is done
online: There is nothing to sign, no paperwork to post and no need to
submit ID or payslips. Once accepted you pay the deposit and then the
order is proceed, it's just as fast as paying by card.
- Instant decisions
- No paperwork to sign & post
- Just as quick as card payment
How To Apply
Application is simply, simply select Pay4Later at checkout and follow
the on-screen instructions. During the process you will be handed over
to our partner Pay4Laters website for the application process, then back
to RealCycles.com for the final stage. Once your application is
accepted and the deposit paid, your order is secured.
Real Cycles is a licensed credit broker.
In all instances we use Moneyway for our lending. Click here for more information about Moneyway and our online finance packages.
All decisions are final and are not in the hands of Real Cycles.